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<xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2025-05-28/in-capmkt" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="in-capmkt-ent-2025-05-28.xsd" xlink:type="simple"/>
    <xbrli:context id="MainI">
        <xbrli:entity>
            <xbrli:identifier scheme="https://www.nseindia.com/xbrl">SETCO</xbrli:identifier>
        </xbrli:entity>
        <xbrli:period>
            <xbrli:instant>2026-05-26</xbrli:instant>
        </xbrli:period>
    </xbrli:context>
    <in-capmkt:NSESymbol contextRef="xbrli:stringItemType">SETCO</in-capmkt:NSESymbol>
    <in-capmkt:NameOfTheCompany contextRef="xbrli:stringItemType">Setco Automotive Limited</in-capmkt:NameOfTheCompany>
    <in-capmkt:SubjectOfAnnouncement contextRef="xbrli:stringItemType">Dividend</in-capmkt:SubjectOfAnnouncement>
    <in-capmkt:DescriptionOfAnnouncement contextRef="xbrli:stringItemType">Setco Automotive Limited has informed the Exchange that Board of Directors at its meeting held on May 26, 2026, declared Interim Dividend of Rs. 13 per equity share.</in-capmkt:DescriptionOfAnnouncement>
    <in-capmkt:AttachmentURL contextRef="xbrli:anyURIItemType">https://nsearchives.nseindia.com/corporate/SETCO_26052026235527_OutcomeofBoardMeetingInterimDividend26052026.pdf</in-capmkt:AttachmentURL>
    <in-capmkt:DateAndTimeOfSubmission contextRef="xbrli:dateTimeItemType">2026-05-26 23:55:40</in-capmkt:DateAndTimeOfSubmission>
    <in-capmkt:CategoryOfAnnouncement contextRef="xbrli:stringItemType">Announcement</in-capmkt:CategoryOfAnnouncement>
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